Texas
Checked against official sources on 2026-10-29. Each statement is tied to the statute or agency page listed under Sources.
Not legal or financial advice. Rules change. Confirm with the county before you bid.
- Sale type
- Redeemable deed
Statute text
The deed vests good and perfect title in the purchaser or the purchaser's assigns to the interest owned by the defendant in the property subject to the foreclosure, including the defendant's right to the use and possession of the property, subject only to the defendant's right of redemption
- Interest / penalty
- Maximum premium set by law: 25% yr1 / 50% yr2 (homestead/ag/mineral); 25% (other property)Premium is figured on the bid plus the deed recording fee and taxes, penalties, interest and costs the purchaser paid
Statute text
plus a redemption premium of 25 percent of the aggregate total if the property is redeemed during the first year of the redemption period or 50 percent of the aggregate total if the property is redeemed during the second year of the redemption period
Statute text
by paying the purchaser the amount the purchaser bid for the property, the amount of the deed recording fee, and the amount paid by the purchaser as taxes, penalties, interest, and costs on the property, plus a redemption premium of 25 percent of the aggregate total if the property is redeemed during the first year of the redemption period
- Redemption
- 2 years (homestead, agricultural land, mineral interests) / 180 days (other property), from deed recording
Statute text
that was used as the residence homestead of the owner or that was land designated for agricultural use when the suit or the application for the warrant was filed, or the owner of a mineral interest sold at a tax sale to a purchaser other than a taxing unit, may redeem the property on or before the second anniversary
- Bid method
- Auction; minimum bid is the lesser of the amount due or the adjudged value
Statute text
If a bid sufficient to pay the lesser of the amount calculated under Subsection (b) or the adjudged value is not received, the taxing unit that requested the order of sale may terminate the sale.
- Statute
- TX Tax Code §34.21
Statute text
Sec. 34.21. RIGHT OF REDEMPTION.
- Auction platform
- County courthouse, or online where the commissioners court authorizes it
Statute text
a sale of real property under this section must take place at the county courthouse in the county in which the land is located
- Auction timing
- First Tuesday of the month, 10 a.m. to 4 p.m. (first Wednesday when that Tuesday is January 1 or July 4)
Statute text
must take place between 10 a.m. and 4 p.m. on the first Tuesday of a month or, if the first Tuesday of a month occurs on January 1 or July 4, between 10 a.m. and 4 p.m. on the first Wednesday of the month
Counties 254
- Tax lien
- Tax deed
- Hybrid
- Redeemable deed
Summary
Texas is a redeemable deed state. Sales are held on the first Tuesday of the month. The buyer gets a deed at the sale, subject to the owner's right of redemption. Redemption premium: 25% in year 1, 50% in year 2, figured on the bid plus recording fee, taxes and costs paid, not just back taxes. Other property (not homestead, agricultural land or mineral interests): 180-day redemption. Homestead, agricultural land and mineral interests: 2 years. Property bid off to a taxing unit and later resold is still subject to the former owner's right of redemption. Statute: TX Tax Code §34.21.
Statute text
The deed vests good and perfect title in the purchaser or the purchaser's assigns to the interest owned by the defendant in the property subject to the foreclosure, including the defendant's right to the use and possession of the property, subject only to the defendant's right of redemption
Statute text
must take place between 10 a.m. and 4 p.m. on the first Tuesday of a month or, if the first Tuesday of a month occurs on January 1 or July 4, between 10 a.m. and 4 p.m. on the first Wednesday of the month
Statute text
plus a redemption premium of 25 percent of the aggregate total if the property is redeemed during the first year of the redemption period or 50 percent of the aggregate total if the property is redeemed during the second year of the redemption period
Statute text
the owner's right of redemption may be exercised not later than the 180th day following the date on which the purchaser's or taxing unit's deed is filed for record
Statute text
that was used as the residence homestead of the owner or that was land designated for agricultural use when the suit or the application for the warrant was filed, or the owner of a mineral interest sold at a tax sale to a purchaser other than a taxing unit, may redeem the property on or before the second anniversary
Statute text
The sale is subject to any right of redemption of the former owner. The redemption period begins on the date the deed to the taxing unit is filed for record.
Statute text
Sec. 34.21. RIGHT OF REDEMPTION.
Texas is a redeemable deed state: the deed gives the buyer the owner's interest, including use and possession, subject only to the owner's right of redemption. TX Tax Code §34.21.
Statute text
The deed vests good and perfect title in the purchaser or the purchaser's assigns to the interest owned by the defendant in the property subject to the foreclosure, including the defendant's right to the use and possession of the property, subject only to the defendant's right of redemption
Statute text
Sec. 34.21. RIGHT OF REDEMPTION.
Texas sets a redemption premium of 25% in year 1 and 50% in year 2 of the aggregate total paid, not an annual interest rate. TX Tax Code §34.21(a).
Statute text
plus a redemption premium of 25 percent of the aggregate total if the property is redeemed during the first year of the redemption period or 50 percent of the aggregate total if the property is redeemed during the second year of the redemption period
Texas es un estado de escritura redimible. Las ventas se realizan el primer martes del mes. El comprador recibe una escritura en la venta, sujeta al derecho de redención del propietario. Prima de redención: 25% el año 1, 50% el año 2, calculada sobre la puja más la tarifa de registro, los impuestos y los costos pagados, no solo los impuestos atrasados. Otra propiedad (no vivienda, tierra agrícola ni intereses minerales): redención de 180 días. Vivienda, tierra agrícola e intereses minerales: 2 años. La propiedad adjudicada a una entidad fiscal y luego revendida sigue sujeta al derecho de redención del antiguo propietario. Estatuto: TX Tax Code §34.21.
Statute text
The deed vests good and perfect title in the purchaser or the purchaser's assigns to the interest owned by the defendant in the property subject to the foreclosure, including the defendant's right to the use and possession of the property, subject only to the defendant's right of redemption
Statute text
must take place between 10 a.m. and 4 p.m. on the first Tuesday of a month or, if the first Tuesday of a month occurs on January 1 or July 4, between 10 a.m. and 4 p.m. on the first Wednesday of the month
Statute text
plus a redemption premium of 25 percent of the aggregate total if the property is redeemed during the first year of the redemption period or 50 percent of the aggregate total if the property is redeemed during the second year of the redemption period
Statute text
the owner's right of redemption may be exercised not later than the 180th day following the date on which the purchaser's or taxing unit's deed is filed for record
Statute text
that was used as the residence homestead of the owner or that was land designated for agricultural use when the suit or the application for the warrant was filed, or the owner of a mineral interest sold at a tax sale to a purchaser other than a taxing unit, may redeem the property on or before the second anniversary
Statute text
The sale is subject to any right of redemption of the former owner. The redemption period begins on the date the deed to the taxing unit is filed for record.
Statute text
Sec. 34.21. RIGHT OF REDEMPTION.
Texas es un estado de escritura redimible: la escritura da al comprador el interés del propietario, incluido el uso y la posesión, sujeto solo al derecho de redención del propietario (TX Tax Code §34.21).
Statute text
The deed vests good and perfect title in the purchaser or the purchaser's assigns to the interest owned by the defendant in the property subject to the foreclosure, including the defendant's right to the use and possession of the property, subject only to the defendant's right of redemption
Texas fija una prima de redención del 25% el año 1 y del 50% el año 2 sobre el total pagado, no una tasa de interés anual. TX Tax Code §34.21(a).
Statute text
plus a redemption premium of 25 percent of the aggregate total if the property is redeemed during the first year of the redemption period or 50 percent of the aggregate total if the property is redeemed during the second year of the redemption period
Key points
- Homestead, agricultural and mineral property: 25% premium in year 1, 50% in year 2
Statute text
plus a redemption premium of 25 percent of the aggregate total if the property is redeemed during the first year of the redemption period or 50 percent of the aggregate total if the property is redeemed during the second year of the redemption period
- Other property: 180-day redemption, premium capped at 25%
Statute text
the redemption premium payable by the owner to a purchaser other than a taxing unit may not exceed 25 percent
- During redemption the former owner has no right to use or possess the property or collect rents
Statute text
The right of redemption does not grant or reserve in the former owner of the real property the right to the use or possession of the property, or to receive rents, income, or other benefits from the property while the right of redemption exists.
- Online sales may start at any time and must close by 4 p.m. on the first Tuesday of the month
Statute text
may begin at any time and must conclude at 4 p.m. on the first Tuesday of a month or, if the first Tuesday of a month occurs on January 1 or July 4, at 4 p.m. on the first Wednesday of the month
- Excess-proceeds rules (§ 34.03) were last amended by H.B. 16, effective December 4, 2025
Statute text
Acts 2025, 89th Leg., 2nd C.S., Ch. 7 (H.B. 16), Sec. 9.18, eff. December 4, 2025.
For beginners
Property not sold to a bidder may be bid off to a taxing unit, which may resell it at any time by public or private sale. Ask the taxing unit that holds the property how it resells it.
Statute text
If property is sold to a taxing unit that is a party to the judgment, the taxing unit may sell the property at any time by public or private sale.
La propiedad no vendida a un postor puede adjudicarse a una entidad fiscal, que puede revenderla en cualquier momento por venta pública o privada. Pregunte a la entidad fiscal que tiene la propiedad cómo la revende.
Statute text
If property is sold to a taxing unit that is a party to the judgment, the taxing unit may sell the property at any time by public or private sale.
Risks
- If the owner redeems, they repay your bid, recording fee and taxes and costs you paid, plus the premium on that total
Statute text
by paying the purchaser the amount the purchaser bid for the property, the amount of the deed recording fee, and the amount paid by the purchaser as taxes, penalties, interest, and costs on the property, plus a redemption premium of 25 percent of the aggregate total if the property is redeemed during the first year of the redemption period
- Homestead and agricultural properties: 2-year redemption window
Statute text
that was used as the residence homestead of the owner or that was land designated for agricultural use when the suit or the application for the warrant was filed, or the owner of a mineral interest sold at a tax sale to a purchaser other than a taxing unit, may redeem the property on or before the second anniversary
- Verify property type before bidding: homestead, agricultural and mineral property has a longer redemption period than other property
Statute text
The owner of real property sold at a tax sale other than property that was used as the residence homestead of the owner or that was land designated for agricultural use when the suit or the application for the warrant was filed, or that is a mineral interest, may redeem the property
- Si el propietario redime, le devuelve su puja, la tarifa de registro y los impuestos y costos que usted pagó, más la prima sobre ese total
Statute text
by paying the purchaser the amount the purchaser bid for the property, the amount of the deed recording fee, and the amount paid by the purchaser as taxes, penalties, interest, and costs on the property, plus a redemption premium of 25 percent of the aggregate total if the property is redeemed during the first year of the redemption period
- Las propiedades de vivienda y agrícolas tienen ventana de redención de 2 años
Statute text
that was used as the residence homestead of the owner or that was land designated for agricultural use when the suit or the application for the warrant was filed, or the owner of a mineral interest sold at a tax sale to a purchaser other than a taxing unit, may redeem the property on or before the second anniversary
- Verifique el tipo de propiedad antes de pujar: la propiedad de vivienda, agrícola y mineral tiene un período de redención más largo que otra propiedad
Statute text
The owner of real property sold at a tax sale other than property that was used as the residence homestead of the owner or that was land designated for agricultural use when the suit or the application for the warrant was filed, or that is a mineral interest, may redeem the property
Extra due diligence
- Verify property type (homestead, agricultural land, mineral interest or other) before bidding; it sets the redemption period
Statute text
The owner of real property sold at a tax sale other than property that was used as the residence homestead of the owner or that was land designated for agricultural use when the suit or the application for the warrant was filed, or that is a mineral interest, may redeem the property
- Get a written statement from the county assessor-collector that you owe no delinquent taxes; the officer cannot deliver a deed without it
Statute text
The officer may not execute or deliver a deed to the purchaser of the property unless the purchaser exhibits to the officer an unexpired written statement issued under this section to the person by the county assessor-collector
- Verifique el tipo de propiedad (vivienda, tierra agrícola, interés mineral u otra) antes de pujar; determina el período de redención
Statute text
The owner of real property sold at a tax sale other than property that was used as the residence homestead of the owner or that was land designated for agricultural use when the suit or the application for the warrant was filed, or that is a mineral interest, may redeem the property
- Obtenga una declaración escrita del recaudador-evaluador del condado de que no debe impuestos morosos; el oficial no puede entregar la escritura sin ella
Statute text
The officer may not execute or deliver a deed to the purchaser of the property unless the purchaser exhibits to the officer an unexpired written statement issued under this section to the person by the county assessor-collector
How to sign up for the auction
Platform: County officer conducting the sale; online bidding only where the commissioners court authorizes it
Statute text
The commissioners court of a county by official action may authorize the officer charged with selling property under this section to conduct a public auction using online bidding and sale.
- Find your target county's notice of sale; it states the date, time and location of the sale
Statute text
(2) the date, time, and location of the sale;
- Check whether the county holds its sale online
Statute text
The commissioners court of a county by official action may authorize the officer charged with selling property under this section to conduct a public auction using online bidding and sale.
- If the county requires it, register as a bidder with the county assessor-collector before the sale begins
Statute text
A commissioners court may require that, to be eligible to bid at a sale of real property under this chapter, a person must be registered as a bidder with the county assessor-collector before the sale begins.
- In-person sales run 10 a.m. to 4 p.m. on the first Tuesday of the month
Statute text
must take place between 10 a.m. and 4 p.m. on the first Tuesday of a month or, if the first Tuesday of a month occurs on January 1 or July 4, between 10 a.m. and 4 p.m. on the first Wednesday of the month
- For resale property: contact the taxing unit that holds it
Statute text
If property is sold to a taxing unit that is a party to the judgment, the taxing unit may sell the property at any time by public or private sale.
Deposit: Ask the officer conducting the sale about payment terms. Confirm with the county.
Statute text
shall be sold by the officer charged with selling the property, unless otherwise directed by the taxing unit that requested the warrant or order of sale
Platform: Oficial del condado que realiza la venta; pujas en línea solo donde la corte de comisionados lo autorice
Statute text
The commissioners court of a county by official action may authorize the officer charged with selling property under this section to conduct a public auction using online bidding and sale.
- Encuentre el aviso de venta de su condado objetivo; indica la fecha, hora y lugar de la venta
Statute text
(2) the date, time, and location of the sale;
- Verifique si el condado realiza su venta en línea
Statute text
The commissioners court of a county by official action may authorize the officer charged with selling property under this section to conduct a public auction using online bidding and sale.
- Si el condado lo exige, regístrese como postor con el recaudador-evaluador del condado antes de que empiece la venta
Statute text
A commissioners court may require that, to be eligible to bid at a sale of real property under this chapter, a person must be registered as a bidder with the county assessor-collector before the sale begins.
- Las ventas presenciales son de 10 a.m. a 4 p.m. el primer martes del mes
Statute text
must take place between 10 a.m. and 4 p.m. on the first Tuesday of a month or, if the first Tuesday of a month occurs on January 1 or July 4, between 10 a.m. and 4 p.m. on the first Wednesday of the month
- Para propiedades en reventa: contacte a la entidad fiscal que las tiene
Statute text
If property is sold to a taxing unit that is a party to the judgment, the taxing unit may sell the property at any time by public or private sale.
Depósito: Pregunte al oficial que realiza la venta por las condiciones de pago. Confirme con el condado.
Statute text
shall be sold by the officer charged with selling the property, unless otherwise directed by the taxing unit that requested the warrant or order of sale
Over the counter (OTC)
Yes: resale by the taxing unit
Statute text
If property is sold to a taxing unit that is a party to the judgment, the taxing unit may sell the property at any time by public or private sale.
Property bid off to a taxing unit may be resold by that unit by public or private sale. Resales remain subject to the former owner's right of redemption. Ask the taxing unit that holds the property about resale.
Statute text
If property is sold to a taxing unit that is a party to the judgment, the taxing unit may sell the property at any time by public or private sale.
Statute text
The sale is subject to any right of redemption of the former owner. The redemption period begins on the date the deed to the taxing unit is filed for record.
La propiedad adjudicada a una entidad fiscal puede ser revendida por esa entidad por venta pública o privada. Las reventas siguen sujetas al derecho de redención del antiguo propietario. Pregunte a la entidad fiscal que tiene la propiedad sobre la reventa.
Statute text
If property is sold to a taxing unit that is a party to the judgment, the taxing unit may sell the property at any time by public or private sale.
Statute text
The sale is subject to any right of redemption of the former owner. The redemption period begins on the date the deed to the taxing unit is filed for record.
Platforms
- County officer charged with the sale
Statute text
shall be sold by the officer charged with selling the property, unless otherwise directed by the taxing unit that requested the warrant or order of sale
Surplus proceeds
Anyone with a claim to excess proceeds may petition the court that ordered the sale before the second anniversary of the sale (Tax Code § 34.04).
Statute text
may file a petition in the court that ordered the seizure or sale setting forth a claim to the excess proceeds. The petition must be filed before the second anniversary of the date of the sale of the property.
La lista de condados y las fuentes están en inglés.
Sources
- Tex. Tax Code § 34.01(n) — checked 2026-10-29
- Tex. Tax Code § 34.21(a) — checked 2026-10-29
- Tex. Tax Code § 34.01(j) — checked 2026-10-29
- Tex. Tax Code § 34.21 — checked 2026-10-29
- Tex. Tax Code § 34.01(r) — checked 2026-10-29
- Tex. Tax Code § 34.01(r-1) — checked 2026-10-29
- Tex. Tax Code § 34.21(e)(1) — checked 2026-10-29
- Tex. Tax Code § 34.05(a) — checked 2026-10-29
- Tex. Tax Code § 34.21(e)(2) — checked 2026-10-29
- Tex. Tax Code § 34.21(h) — checked 2026-10-29
- Tex. Tax Code § 34.01(r-2) — checked 2026-10-29
- Tex. Tax Code § 34.03 (history note) — checked 2026-10-29
- Tex. Tax Code § 34.21(e) — checked 2026-10-29
- Tex. Tax Code § 34.015(b) — checked 2026-10-29
- Tex. Tax Code § 34.01(a-1) — checked 2026-10-29
- Tex. Tax Code § 34.01(e)(2) — checked 2026-10-29
- Tex. Tax Code § 34.011(b) — checked 2026-10-29
- Tex. Tax Code § 34.01(a) — checked 2026-10-29
- Tex. Tax Code § 34.04(a) — checked 2026-10-29
Checked against official sources on 2026-10-29. Each statement is tied to the statute or agency page listed under Sources.
County records come from the directory's research files (dated where shown). Always confirm dates, deposits and rules with the county office before you bid. Report an error.
Not legal or financial advice. Rules change. Confirm with the county before you bid.